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A locked asset as a promise

Savings circles where nobody has to trust anybody

Lock an asset as a promise. You still own it. You get it back when the circle ends.

An EVM wallet such as MetaMask opens Robinhood Chain testnet; a Solana wallet opens Solana devnet.

Try it on
Robinhood Chain testnetSavings circles in USDG. Test USDG only; it has no value.Solana devnetSavings circles backed by stock, traded as labelled test mirrors of xStocks.
Every round
Everyone pays in every round
In turn
Each member receives the whole pot once, in turn
The promise
Locked assets cover anyone who takes the pot and stops
The problem

Today the only protection is reputation

Circles break when an early recipient takes the pot and stops paying. Othello makes the promise checkable instead.

This round3 to 8 seats
3Seat 3 gets the whole pot
123456

Everyone else pays in. Each seat gets the pot once, then the order comes back around.

It's an ajo where everyone locks an asset as a promise, so if someone takes the pot and disappears, their locked asset pays for them.

Every member can check at any moment that each obligation is covered.